Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnlyHint/openWorldHint, and the description adds real context: the fixed full-directory fetch, local filter application, dataset size, and nearest-first sorting. It stops short of return-shape or pagination detail, but the output schema covers that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.