Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the agent knows this is a safe, non-mutating lookup. The description reinforces that it is a check/estimate rather than an order, but adds nothing about rate limits, auth, or what the estimate depends on.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.