Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds real context — data comes from credential-free public JSON and is normalized — but says nothing about error behavior for bad tickers or freshness/latency of the data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.