Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so safety is covered. The description adds real behavioral context beyond that: the fields returned (address, phone, coordinates, services, hours) and the side effect that distance_miles is populated only when lat/lng are both supplied, plus ordering behavior when omitted.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.