Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so the safety profile is covered. The description adds the returned field set, but that is largely duplicated by the output schema; it says nothing about rate limits, auth, or defaulting behavior beyond what the schema states.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.