Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds the date-bound and single-property scoping context, but says nothing about rate limits, data freshness, currency behavior, or locality nuances that would be useful for a live-rate lookup.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.