Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnlyHint=true, openWorldHint=true). The description goes further by scoping what the payload contains per facility type (pharmacy services/nearby pharmacies, urgent care amenity answers, group practice providers/languages/FAQs), which aids selection. It does not mention auth requirements or rate limits, but adds real context beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.