Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safe-read profile is covered. The description adds the returned field set, but that is largely duplicated by the output schema, and it says nothing about rate limits, market scoping behavior, or freshness that would add real behavioral value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.