Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so safety is covered. The description contributes the navigation model (one level at a time, is_location marker semantics, path continuity from a previous response's children[].path), which is behavior an agent can't infer from the annotations or a single-parameter schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.