Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds useful context beyond the annotations by explaining that this is a live, pre-typing suggestion list rather than a stored resource, though it doesn't state refresh cadence or exact return shape.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.