Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds real behavioral context beyond that: grading/authentication metadata (including the PSA cert link) is disclosed only conditionally, when the card is held in Fanatics' vault, which tells the agent to expect missing fields rather than treat them as an error.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.