Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds genuinely useful context by noting the endpoint is 'credential-free,' implying no authentication is required. It says nothing about rate limits, response size, or the shape of suggestions, so it adds only modest value beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.