Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safe-read profile is covered structurally. The description adds the meaningful behavioral detail that results are store-scoped and reflect a specific configuration rather than a generic item, but it discloses nothing about rate limits, auth, or failure modes. Adequate but not rich, so a 3.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.