Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so safety and scope are covered structurally. The description's only addition is the shape of the result (position, price, rating), which an output schema already provides, so it contributes almost no behavioral context of its own.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.