Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the safety profile is covered. The description adds useful content scope by naming what is returned (input/output schemas plus the signing rule), which goes modestly beyond the annotation. It still says nothing about format, size, or whether the signatures are pre-existing versus generated on demand.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.