Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=false, and destructiveHint=false, so safety is covered. The description adds the meaningful data-scoping guarantee about which records are returned, but says nothing about return format or result size, matching the calibration where annotations carry the safety profile and a scope constraint earns a 3.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.