Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false and destructiveHint=true, so the write/mutation profile is covered. The description adds one genuinely useful behavioral fact: unspecified settings are preserved because only changed values need to be sent. It says nothing about permissions, side effects on refresh jobs, or reversibility, so it goes only modestly beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.