Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true and openWorldHint=true, so the safety profile is covered; the description adds genuinely new behavior: the operation is queued asynchronously, it is pinned to a stored plan via ref+digest, it rejects mismatched operation kinds before reserving or applying anything, and it may affect ad spend. It does not discuss idempotency or what happens if the same approval_ref is confirmed twice.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.