Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does disclose important behavioral traits: it is a pre-paid operation ($0.02/call via x402), idempotent via a receipt, and limited to 10 jobs. However, it does not describe failure semantics, partial job failures, return format, or authentication requirements, leaving gaps for a paid operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.