Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The readOnlyHint annotation already establishes that this is a safe read operation, lowering the disclosure burden. The description adds useful context about what account data is included, but it does not discuss authentication requirements, pagination, or response structure beyond the field list.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.