Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), and the description adds genuinely new behavioral context: the result is indicative only, thresholds are dated, checkpoints are returned step-by-step, and the outcome is not an entitlement. It stays consistent with openWorldHint since official thresholds are external. It stops short of describing precision or jurisdiction limits, so a 4 rather than 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.