Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint=true, openWorldHint=false), and the description adds genuine domain context: that a Form D filing is a leading indicator the fund just raised and will be writing checks. It does not disclose ordering, pagination, or what happens when days exceeds the 120 cap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.