Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive safety, so the bar is lower; the description still adds real behavioral value by disclosing that both paid plans carry a 7-day free trial for new customers and instructing the agent to surface that to the person. It also notes that the optional business argument changes the returned information (which plan that page is on). It does not discuss error behavior for unknown handles.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.