Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must carry the behavioral disclosure burden. It reveals the selection logic (tags, M Club tier) and that Bearer auth is required, which is useful. However, it does not state explicitly whether the operation is read-only, what the response format is, or any side effects, leaving gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.