Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, covering the safety profile. The description adds that it returns specific fields (names, symbols, markets) and explicitly states it does not change the watchlist or holdings, which reinforces the non-mutating nature. This adds some value beyond annotations but isn't rich with additional behavioral details.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.