Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive behavior. The description adds useful context about the content frequency and scope, namely that it is published almost daily and contains policy summaries plus real transaction data analysis, which goes beyond what annotations alone convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.