Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already disclose readOnly=false, idempotent=false, destructive=false, and the description adds a genuinely useful behavioral fact not in any structured field: a fixed price of $0.50 per call. It stops short of describing the output shape or what happens with malformed/long documents, which matter for an extraction tool with no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.