Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false, openWorldHint=false, so the safety profile is partly covered. The description adds useful behavior beyond annotations: it preserves the original format and returns URLs (plus a ZIP for multiple forms), and it explains that submission happens outside the tool. It does not explain why the operation is not read-only or any auth/size caveats.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.