Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden. It usefully discloses the per-call cost, human-review status, factual nature, and a disclaimer (not investment/legal advice). Still, it omits practical behavioral details such as result ordering, pagination, expected update frequency, or any required permissions/authentication.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.