Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, and idempotentHint, but the description adds meaningful behavioral context: the credit cost per profile and the possibility of a 403 for restricted account tiers. This covers authorization and cost behavior not present in annotations. It does not mention pagination details, but those are partially covered by the cursor parameter description in the schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.