Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent and non-destructive, so the safety profile is covered. The description adds genuinely new behavioral context that annotations cannot express: the call is free and consumes no credits, which matters in a metered API. It stops short of saying whether limits are cached or live.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.