Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/non-destructive, so the burden is lower. The description adds genuinely useful behavior beyond them: results are cached, and an empty chart signals the cache is still building with a retry suggested. It stops short of noting auth scope or failure modes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.