Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already tells the agent this is a safe read, so the bar is lower, and the description still adds real value by disclosing the shape of the result (address, remote flag, ids) even though no output schema exists. It does not mention pagination, ordering, or whether all locations are returned unconditionally, which keeps it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.