Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so safety is covered. The description adds genuine value beyond that: it discloses the included payload (items, VAT rates, payments, supplier) and an important negative trait, 'Attachments are not returned', which an agent could not derive from annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.