Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already declares this a safe read, so the description only adds the account-level scope. It says nothing about pagination behavior (cursor-based, default 100) or whether results are ordered/filtered, which is the kind of context that would earn a higher score.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.