Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already declares the safe read profile, so the description carries little burden there. It adds the assignment concept (users 'assigned to' a location, which hints at member records rather than user entities) but says nothing about pagination behavior, result ordering, or whether inactive users are included.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.