Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The readOnlyHint annotation already declares this is a safe read, so the description's remaining job is scoping and return behavior. It adds the endpoint and the shape of returned records, but says nothing about pagination, ordering, or whether the list is account-scoped versus global, which matters for a list endpoint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.