Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so restating 'Read-only' adds nothing. The useful additions are 'Returns all pools' (no filtering/pagination) and the endpoint path. The final sentence about treating message text as untrusted is boilerplate that does not apply to pool metadata and risks confusing the agent about what this tool returns.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.