Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so safety is covered. The description goes beyond that by disclosing what the payload contains, notably that every booking the guest has made is included, which is non-obvious and useful for deciding whether this single call can replace multiple lookups.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.