Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and open-world, so the safety profile is covered. The description adds genuinely new behavioral information not present in annotations: that API keys and SMTP credentials are never returned, telling the agent what field-level data is redacted. It lacks any note on result size or pagination behavior, keeping it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.