Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnlyHint=true), so the bar is lower, and the description adds real value by disclosing the shape of the response: the affiliate's campaign, links, coupon, and visitor/lead/conversion counts, plus the underlying endpoint. It doesn't cover not-found behavior, but that is a minor gap for a read-only getter.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.