Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=true, so the safety profile is covered. The description still adds real value by disclosing what is deliberately excluded (access PINs, permissions, private employee data, payroll), which tells the agent why some fields it might expect will be absent. Pagination and result-volume behavior remain unstated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.