Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and open-world, so the safety profile is covered. The description adds genuine context beyond that: which fields are omitted (contacts, addresses, payment settings) and that the text search is executed server-side by Rackbeat rather than locally. It does not mention rate limits or page-size ceilings, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.