Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
readOnlyHint=true already tells the agent this is a safe read, so the description only adds the account-wide scope and the HTTP endpoint as corroboration. It says nothing about pagination behavior, default page size, or ordering — relevant for a list endpoint, though the cursor param hints at it.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.