Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the safety profile is covered. The description adds a genuinely useful behavioral disclosure beyond that: the list secret is never returned, which tells the agent a sensitive field is redacted, and it enumerates the readable field set. It does not cover permissions or rate limits, but for a simple getter this is above baseline.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.