Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the safe-read profile is covered. The description adds only the GET endpoint and returned fields; it does not disclose pagination details, permissions, or rate limits. With annotations carrying the safety burden, a 3 is appropriate for the modest added context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.