Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint=true, destructiveHint=false, openWorldHint=true), so the bar is lower. The description adds real value beyond them: it lists the returned attributes (compensating for the missing output schema) and supplies the underlying endpoint GET /api/Inventory/GetStockLocations, plus the id-linking contract. It does not mention pagination, auth requirements, or whether inactive locations are included.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.