Does the description clearly state what the tool does and how it differs from similar tools?
States a specific verb and resource ('One business by id') and enumerates the fields returned (name, legal name, contact, address, ABN, leave year, standard hours, pay cycle), so an agent knows exactly what it retrieves. The singular 'one business by id' implicitly contrasts with keypay_list_businesses, but no sibling is named explicitly, which keeps it short of a 5.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.