Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=true, and destructiveHint=false, so the safety profile is covered. The description adds essentially nothing beyond that – no ordering, whether partially paid invoices are included, or how much data volume to expect; the SOAP endpoint name ('GetInvoices_Unpaid') is implementation trivia rather than agent-useful context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.