Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=true, so the safety profile is fully covered without description help. The description adds one useful piece of content context — that names are returned alongside codes, i.e. it is self-contained for lookups — but says nothing about ordering, whether the full chart is returned, or how paging interacts with results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.